Attention! First of all obligatorily read the WARNING!

First things first!

Don't believe any information about MMM or me personally that can be found online! Never-ever! Don't believe any "experts", "analysts" and others. All of this is "ordered fudge", all of this is just a big LIE! We're fighting against the world financial system, helping ordinary people, breaking the rules and declaring it expressly — what is to be expected then? It's only natural they are going to throw all kinds of obstacles our way. Have you seen what happened during Trump's election campaign when he decided to go against the rules? Have you seen the river of lies and slander the "fair and independent" media poured down on him? It's about the same thing.

It's best to consider facts. MMM has been around for several decades now and has been paying at least 30% per month to its members. It's PER MONTH, not per year! PER MONTH! Even though all licensed economists of the world state it's largely impossible. (It's too much. You cannot pay people that much. It will corrupt them. :-)) However, this is the fact. End of story. Is there anything else to talk about? Do you still have doubts? The entire World Wide Web is full of thousands and thousands of videos by the happy members! Here's the price of all these allegations. Here's the price of all these experts.

Long story short, don't listen to anyone, just contribute a small amount to the system as a trial, and you'll see it all for yourself.

Best of luck! Sergey Mavrodi :-))


MMM is not a bank, MMM does not collect your money, MMM is not an online business, HYIP, investment or MLM program. MMM is a community where people help each other. MMM gives you a technical platform which helps millions of participants worldwide to connect those who NEED help to those who are ready to PROVIDE help, for FREE. All transferred funds to another participant are your help  given by your own good will to another one, absolutely gratis. If you are completely confident and certain in your actions and make your mind to participate, we kindly ask you to study carefully all warnings and instructions first. In cases of any matter regarding the topic Our online consultants are ready to help and answer all of your questions.



MMM is a community of people providing each other financial help on the principle of gratuitousness, reciprocity and benevolence.

In MMM you don’t have to make contracts or pledge your property. In MMM there are no lenders and no debtors. Everything is very simple: one participant asks for help — another one helps.

The only thing that MMM demands from its participants is to be honest and kind to each other. You ask for financial help when you need it, you give financial help when you are able to do it.


There is no сentral account, where all the System money flows to (and where it can be easily stolen from :-)). All the money is only on the banking accounts of the participants themselves! On a lot of thousand and million private accounts. Participants transfer to each other directly, without intermediaries! (What are they for? :-)) In fact, MMM only regulates the process — nothing more.

So the System completely belongs to people. No kidding! It is a real mutual aid fund where ordinary people help each other.

How does it work technically? You declare the willingness to give help (click in your Personal Office (hereinafter PO) "Provide Help"), after which your account will be rewarded with mavro (internal “currency”/scores of the System). Mavros will start growing from the moment of offering the contribution at the rate of 30% per month. (Calculation of reward occurs twice a week, on Tuesdays and Thursdays at 07:00 am Bangok time.) This sum in Mavro shows how much you can request for yourself.

For example, you have announced willingness to help with 1000 THB. You will be credited in your PO with 1000 mavro. And they will immediately start growing! A month later, these 1000 will become 1300 mavro. Accordingly, you will be able to request help for 1300 THB.

However, it is not necessary at all to wait for a month. Help can be requested at any time. But only after confirmation of your mavro. What does "after confirmation" mean? It means only after you actually transfer money, i.e. really give help to another participant. (But not just declare willingness. :-)) Request for providing help comes to you in your personal office. If you do not do it within 48 hours, you will be removed from the system. (For all eternity. :-))

Multi-accounts are forbidden.
The minimum sum is 300 THB.

In cases of any matter regarding the topic our online consultants are ready to help and answer all your questions.

Please note that the use of the words 30% a month cannot be considered as a yield or interest rate since the funds were given away, we are not earning anything anywhere (we are a mutual-aid fund), and nobody promises or guarantees to pay it! Read over THE WARNING.


  • Standard contribution.
    The growth rate is 30% per month. 30%-Mavros are frozen for 14 days. You can create a GH request 14 days after you provided help and all the recipients confirmed getting help from you.
  • Three-month 40% contribution.
    The growth rate is 40% per month. 40%-Mavros are frozen for 92 days. In the event of an early withdrawal of funds, the total amount will be recalculated at the rate of 30% per month.

    For example, you provided help in the amount of 100.
    In 3 months, you can withdraw 100*1,4*1,4*1,4=274,4 ( in other words, the return on your PH will be 40% a month.)
    However, if you decide to withdraw your funds earlier, for example in 2 months, the return on your PH will be recalculated and it will make up 30% per month, so you will get: 100*1,3*1,3=169.
  • Three-month 50% contribution.
    The growth rate is 50% per month. 50%-Mavros are frozen for 92 days. In the event of an early withdrawal of funds, a participants will get an initial payment only (without accrued percentage).

    For example, you provided help in the amount of 100.
    In 3 months, you will be able to withdraw 100*1,5*1,5*1,5=337,5 ( in other words, the return on your PH will be 50% a month.)
    However, if you decide to withdraw your funds earlier, for example in 2 months, you won’t get any return at all. You will get back only the original payment, the 100 you contributed initially.

Three-month contributions are expected to work like a shock absorber when panics occur. If participants acquire and hold their Mavro for a long time, they will think hard whether withdraw them earlier or not (as they can lose their extra income). At the same time, participants who buy standard 30% Mavro sell them immediately in case of any panics. Unfortunately, they always do so. Our experience proves it.

Registration bonus

When registering in the system, you get from $20 to $100 as a present.

But not everyone, only those who have contributed their own money as well. (Otherwise the System will be pulled apart. For bonuses. They will keep registering endlessly. :-)) 

1) $20 — if you have contributed from 1,700 THB to 17,400 THB. Frozen for two weeks. If you take it out earlier — you will lose twenty.

2) $50 — if you have contributed from 17,400 THB to 104,700 THB. Frozen for a month.

3) $100 — 104,700 THB and above. Also frozen for a month.

Once again about “freezing”. Bear in mind that if you take your money out earlier, you'll lose registration bonus. Only the bonus! But the contribution with all the accrued interest will be paid.

Each participant is allowed to have only one account.

Referral bonus


Participants are credited with a Referral Bonus of +10% from the amount of the contribution made by each new member (referral) you invited to the System.

Bonuses are credited in Mavro 30% which may be taken out as soon as the referral has provided help and got his Mavro confirmed. You can invite a participant through a referral link or MMM invite (code word).

You will get the bonus from each referral’s new contribution, but only for "new" money.

For example, if he provides help of 1000 baht, you will get 100-baht bonus. If after that the participant takes out 1500 baht and then provided help of 2000 baht, the bonus will be credited only for input/output difference i.e. for 1500 baht (1000-1500+2000=1500). In total the bonus will make up 150 baht, but not 200 baht.

ATTENTION! You don't have to invite new people to the system! Should you invite anyone? That's good, you will get even a referral bonus for that. If you do not? It is OK. You are free to participate without attracting new members.


Guiders of MMM Community can create their own multi-level structures and get a bonus from each donation of every participant in their structures. This is a multi-level bonus, thus a guider can have his own leader whose rank is higher. Guider’s bonus depends on his level in the Community:


For example, if you are Ronald’s guider, Ronald is Maricel’s guider and Maricel is Joseph’s, you will get 5% from Ronald’s donation, 3% from Maricel’s donation and 1% from Joseph’s. If someone will be under Joseph, you will get from him 0.25% and so on.

Guider’s bonuses are credited in the same way as referral, but only from new money deposited and will be available to withdraw after confirmation of your help provided.


Bonus for the video in a "Letter of happiness" is +10%, +5% or +1% of the amount of received help.

The bonus is credited only for GH-requests which were created not later than 2 months ago.

After receiving help you have to send a "Letter of happiness". If you attach a video to it, you will get a bonus. The bonus is credited for each "Letter of happiness".

  • 10% of the amount of help received — you will get for super quality video. It should be professional-looking: quality recording and editing. Record an interesting story in which you are the main character. Tell us how you will spend (spent) the money, what impact MMM ideology had on your life, how the Community changes your life, and invite other people to participate in MMM. The plot must be interesting and creative. The minimum resolution is 640x480. The minimum video duration is 1 min 30 sec.
  • 5% of received help for the video where you show your face and your voice is heard clearly. Tell about your emotions from the participation in MMM and invite other people to join the Community!
  • 1% of received help for the video where you don’t show your face. You need to demonstrate your Personal Office and a photo of your bank accounts statement or an electronic statement from internet banking as a proof of receiving help.

The bonus is credited in MAVRO 30% and frozen for 1 month. If during this month you will delete the video, you will lose this bonus.

Bonus for your video story of providing help is +1% or +0.5% of the amount of the help provided.

In addition, you can record a video about providing help and get a bonus 1% or 0.5% of the amount of provided help. The size of the bonus depends on the fact if you show your face in the video or not.


If you transfer money (provide help) via the Bitcoin (not a bank), you will receive a 3% bonus of the transferred amount.

Bitcoin Bonus is not frozen. It is available for withdrawal as soon as the recipient confirms the receipt of funds.

If you're new to Bitcoins you can find out how to create a Bitcoin account and how to buy and sell Bitcoins from this handy guide.


What is Bitcoin and how to participate in MMM using bitcoins?

It's more profitable, faster, and safer to provide help using bitcoins rather than traditional currencies.

Watch the video about Bitcoin's key advantages and find out why it's beneficial to use it while participating in MMM.